Lenders charge higher rates to borrowers with worse credit records, a practice known as risk-based pricing.
Financial and business terms. 2012.
Risk based inspection — (or RBI) is a risk based approach to inspection in the Oil and Gas industries. This type of inspection analyzes the likelihood of failure and the consequences of the same, often in industrial pipework. It is also called Risk Based Asset… … Wikipedia
Risk-based pricing — is a methodology adopted by many lenders in the mortgage and financial services industries. The interest rate on a loan is determined not only by the time value of money, but also by the lender s estimate of the probability that the borrower will … Wikipedia
risk-based levy — The most significant of the levies that the Pension Protection Fund (PPF) may raise to fund its operations. The risk based levy forms part of the pension protection levy. It is calculated according to the PPF s assessment of two factors: • The… … Law dictionary
Risk-based Testing — (RBT) is a type of software testing that prioritizes the features and functions to be tested based on priority/importance and likelihood or impact of failure. In theory, since there is an infinite number of possible tests, any set of tests must… … Wikipedia
Risk Based Maintenance — (RBM) ist eine Methodik bei der Instandhaltung von technischen Systemen, die das Risiko (Gefahrenpotential) berücksichtigt. Für die Instandhaltung gibt es folgende Methoden: Run to Failure: Betrieb bis zum Eintreten eines Fehlers. Preventive… … Deutsch Wikipedia
Risk based maintenance — (RBM) ist eine Methodik bei der Instandhaltung von technischen Systemen, die das Risiko (Gefahrenpotential) berücksichtigt. Für die Instandhaltung gibt es folgende Methoden: Run to Failure: Betrieb bis zum Eintreten eines Fehlers. Preventive… … Deutsch Wikipedia
Risk-Based Pricing (RBP) — – в переводе с английского «модель цены, основанной на риске», подход банков при определении кредитной ставки, когда окончательное предложение цены заимствований определяется исходя из надежности заемщика. При использовании данного подхода… … Банковская энциклопедия
Risk-Based Mortgage Pricing — Mortgage lenders offers of different interest rates and loan terms to different borrowers based on a grading of the credit worthiness of each borrower. Lenders grade borrowers, and offer different rates and terms to borrowers, based on several… … Investment dictionary
Risk-Based Deposit Insurance — Deposit insurance with premiums that reflect how prudently banks behave when investing their customers deposits. The idea is that flat rate deposit insurance shelters banks from their true level of risk taking and encourages poor decision making… … Investment dictionary
Risk-Based Haircut — A reduction in the recognized value of an asset in order to produce an estimate for the level of margin or financial leverage that is acceptable to use when purchasing or continuing to own the asset. An analyst undertaking a risk based haircut of … Investment dictionary
